Keystone Alliance Mortgage Blog

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What Should I Do To Prepare My Yard For Winter?

Thursday Sep 21st, 2017

I’m sorry to say it, but fall and winter are upon us again. There are some great elements to autumn, though. All the pumpkin spice addicts can come out of the wood work, Halloween and Thanksgiving are nearly back to back, and yard work finally starts coming to a close.

However, before you fully shut down for the winter, there are some last minute lawn maintenance tasks that can make a significant difference come next summer. All you’ll need is a lawn mower, rake, garden fork or aerator, and the number of your trusted lawn treatment service.

The true cost of home buying

The True Cost of Buying a Home

Thursday Aug 17th, 2017

Buying a home is an exciting chapter in one’s life. It shows progress, growth, and is at the crux of the American Dream. Furthermore, homeownership has some significant advantages over renting.

can i get a loan with student debt

Can I Get a Mortgage with Student Loan Debt?

Thursday Aug 10th, 2017

That is an excellent question—and you’re not the only one who is asking. According to Student Loan Hero, the average student in the class of 2016 graduated with about $37,172 worth of debt. Collectively, 44 million American borrowers have racked up $1.4 trillion in student loan debt.

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For Sale by Owner (FSBO) Versus For Sale by Real Estate Agent

Friday Aug 4th, 2017

While it’s commendable to consider taking on the arduous process of selling your home by yourself, it’s best that you do some research before deciding to try FSBO. Sure, you may save on the commission fee, but the adage “a penny saved is a penny earned” may not always apply to real estate.

5 mistakes home insurance

Five Costly Mistakes Homeowners Make When Buying Insurance

Friday Jul 28th, 2017

So you finally have the home of your dreams and now you’re strapped for cash. In order to save some money, you may head to the clearance section for home décor, building materials, and lawn care equipment. However, when it comes to homeowners insurance, you want to ensure your policy offers suitable coverage for your home.

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What Should Homeowners Look For When Choosing An Insurance Agency?

Thursday Jul 20th, 2017

Buying a home is one of the most exciting milestones in your life, and it’s also one of the biggest investments you’ll ever make. However, when you’re in the process of finding financing, there is one step that many homebuyers often forget: buying homeowners insurance.

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How Do I Get a Mortgage When I’m Self Employed

Tuesday Jul 11th, 2017

As most entrepreneurs, small business owners, and freelancers know, being self-employed can be a blessing and a curse. Yes, you can write off your lunches as a business expense and take advantage of a slew of tax breaks, but when it comes time to buy a home, all those shiny perks can lose their luster once the mortgage application process begins.

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How Should I Get My Yard Ready for July 4th?

Saturday Jun 24th, 2017

Can you believe it? July 4th is already underway—but that means some serious preparations are in order. If you’re starting to feel the stress of getting your yard and house ready for the festivities, you can breathe a sigh of relief. If you follow these three steps, you’re set for a beautiful July 4th celebration.

9 Common Mortgage Questions Preview

9 Frequently Asked Questions About Mortgages By Home Buyers

Thursday Jun 8th, 2017

So, you want to buy a house, but not sure where to start. Should you hire a real estate agent or do you start house hunting? Which is it? Well, the answer is actually neither of these. Always start with how you are going to buy the house – the financing.

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Five Strategies to Help You Win a Bidding War

Thursday Jun 1st, 2017

Between the romanticization of house-flipping through the advent of reality TV and a relatively low mortgage rates, real estate is hotter than ever. With this perfect concoction, you may just find yourself in a bidding war.

 However, just because there are other offers on the table doesn’t mean you should be discouraged. Below, we outline five of the best strategies to boost your chances of winning a bidding war.

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What Should I Do To Prepare My Yard For Winter?

I’m sorry to say it, but fall and winter are upon us again. There are...

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