Keystone Alliance Mortgage Blog

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What Should Homeowners Look For When Choosing An Insurance Agency?

Thursday Jul 20th, 2017

Buying a home is one of the most exciting milestones in your life, and it’s also one of the biggest investments you’ll ever make. However, when you’re in the process of finding financing, there is one step that many homebuyers often forget: buying homeowners insurance.


How Do I Get a Mortgage When I’m Self Employed

Tuesday Jul 11th, 2017

As most entrepreneurs, small business owners, and freelancers know, being self-employed can be a blessing and a curse. Yes, you can write off your lunches as a business expense and take advantage of a slew of tax breaks, but when it comes time to buy a home, all those shiny perks can lose their luster once the mortgage application process begins.


How Should I Get My Yard Ready for July 4th?

Saturday Jun 24th, 2017

Can you believe it? July 4th is already underway—but that means some serious preparations are in order. If you’re starting to feel the stress of getting your yard and house ready for the festivities, you can breathe a sigh of relief. If you follow these three steps, you’re set for a beautiful July 4th celebration.

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9 Frequently Asked Questions About Mortgages By Home Buyers

Thursday Jun 8th, 2017

So, you want to buy a house, but not sure where to start. Should you hire a real estate agent or do you start house hunting? Which is it? Well, the answer is actually neither of these. Always start with how you are going to buy the house – the financing.


Five Strategies to Help You Win a Bidding War

Thursday Jun 1st, 2017

Between the romanticization of house-flipping through the advent of reality TV and a relatively low mortgage rates, real estate is hotter than ever. With this perfect concoction, you may just find yourself in a bidding war.

 However, just because there are other offers on the table doesn’t mean you should be discouraged. Below, we outline five of the best strategies to boost your chances of winning a bidding war.


The Down Low on Escrow: What it is and How Does it Work?

Monday May 22nd, 2017

If you’re currently looking for a home, chances are you’ve been hearing the term escrow quite a bit. Despite how frequently the phrase is used in the home buying and selling process, a thorough understanding of the word seems to elude people. For that reason, we’re here to give you the down low on escrow.


Increasing Your Buying Power Without Downsizing Your Dream Home

Wednesday May 17th, 2017

Buying a house is a big step for anyone and the hurdles that come with it can be daunting. For many potential homebuyers, the intimidating task of saving for a down payment stops them dead in their tracks. With a lack of savings, debt, poor credit, and a lack of knowledge about how the right mortgage can open up countless new opportunities, it’s no wonder why some people are disheartened when the subject of buying a home comes into play.

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How to Finance New Construction

Saturday May 6th, 2017

You may be thinking to yourself, why is it so difficult to find a new construction loan? Well, there are a couple more prerequisites that need to be met in order to receive this kind of mortgage. First, many new home-buyers have less than perfect credit, plus their payment history is relatively sparse as compared to a seasoned property owner.

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Put More Money in Your Piggy Bank with a Piggyback or LPMI Loan

Thursday Apr 27th, 2017

If you haven’t done any research on the mortgage process, private mortgage insurance (PMI) has no meaning to you.

PMI is required on all loans that have less than 20% down.

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What To Expect When Buying Your Next Home

Tuesday Apr 18th, 2017

There are a number of reasons why you may need to buy a new home. Although you love your current home your circumstances have changed. With changing circumstances your needs will change and this might mean your house doesn't fit your lifestyle. Is it time for your next house? Before you make the jump you should know what to expect. Avoid common mistakes that could cost you thousands.

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What Should Homeowners Look For When Choosing An Insurance Agency?

Buying a home is one of the most exciting milestones in your life, and it’s...

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