LEGAL

Disclosures

In accordance with the legal Equal Credit Opportunity Act, Keystone Alliance Mortgage does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Keystone Alliance Mortgage” is a registered trademark of Munar Mortage, LLC. 2220 E. College Avenue, State College, PA 16801.

Licenses

Keystone Alliance Mortgage, LLC supports the legal Equal Housing Opportunity. NMLS ID #1219828 (www.nmlsconsumeraccess.org) | 877-314-1499. Keystone alliance mortgage is licensed by the Pennsylvania Department of Banking; Florida Office of Financial Regulation; Illinois Department of Financial & Professional regulation; Maryland Office of the Commissioner of Financial Regulation; North Carolina Commissioner of Banks; Ohio Department of Commerce; The Virginia Bureau of Financial Institutions; The Office of the Commissioner of Financial Institutions of Puerto Rico. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Keystone Alliance Mortgage” is a registered trademark of Munar Mortgage, LLC. 2220 E. College Avenue, State College, PA 16801.

Keystone Alliance Mortgage is licensed in and has branch office locations in Pennsylvania and Puerto Rico:

  • Erie PA Branch: Pennsylvania Department Of Banking NMLS# | 1520524
    • 8795 Peach Street, Erie, PA 16509
    • Branch Manager, Regi Sherman, NMLS# 1701817
  • Harrisburg PA Branch: Pennsylvania Department Of Banking NMLS# | 1632282
    • 4400 Linglestown Road, Suite 223, Harrisburg, PA 17112
    • Branch Manager: Andres Munar, NMLS# 142275
  • State College PA Branch: Pennsylvania Department Of Banking NMLS# | 1704210
    • 2220 E. College Avenue, State College, PA 16801
  • Meadville PA Branch: Pennsylvania Department Of Banking NMLS# | 1808638
    • 15957 Conneaut Lake Road, Unit 10, Meadville, PA 16335
    • Branch Manager, Megan Marsh, NMLS#134230
  • Erie, PA, Village Commons Branch: Pennsylvania Department Of Banking NMLS# | 1808630
    • 2564 Village Common Drive, Erie, PA 16506
    • Branch Manager, Monica Karnes, NMLS# 1701761
  • Wexford, PA, Branch: Pennsylvania Department Of Banking NMLS# | 2192801
    • 11269 Perry Hwy, Suite 300, Wexford, PA 15090
    • Branch Manager, Rich Piroch, NMLS# 146068
  • San Juan, Puerto Rico: The Office of the Commissioner of Financial Institutions of Puerto Rico NMLS# | 2228417
    • 1666 Av. Juan Ponce de León, San Juan, 00909, Puerto Rico
    • Branch Manager, Andres Munar, NMLS# 142275

Keystone Alliance Mortgage is licensed in Florida, Illinois, Maryland, North Carolina, and Ohio but with no branch offices.

  • Florida License #MBR3179
  • Illinois License #MB.6761467
  • Maryland License #1219828
  • North Carolina License #B-198544
  • Ohio License #RM.804561.000
  • Virgina License #MC-7277

The Keystone Team Loan Officers:

  • Andres Munar | NMLS# 142275
    • Pennsylvania Department Of Banking;
    • Florida Office of Financial Regulation;
    • Illinois Department of Financial & Professional Regulation;
    • The Office of the Commissioner of Financial Institutions of Puerto Rico;
  • Megan Marsh | NMLS# 134230
    • Pennsylvania Department Of Banking;
    • Maryland Office of the Commissioner of Financial Regulation;
    • North Carolina Commissioner of Banks;
    • Ohio Department of Commerce;
    • Illinois Department of Financial & Professional Regulation;
    • The Virginia Bureau of Financial Institutions
  • Michelle McCain | NMLS# 1160203
    • Pennsylvania Department Of Banking;
  • Opie Hughes | NMLS# 1688723
    • Pennsylvania Department Of Banking;
  • Austin Waters | NMLS# 1683328
    • Pennsylvania Department Of Banking;
  • Melissa Mueller | NMLS# 1915797
    • Pennsylvania Department Of Banking;
    • Maryland Office of the Commissioner of Financial Regulation;
  • Mike Cawley | NMLS# 228908
    • Pennsylvania Department Of Banking;
    • Illinois Department of Financial & Professional Regulation;
  • Brian Allen | NMLS# 145600
    • Pennsylvania Department Of Banking;
  • Stephanie Turner | NMLS# 1436483
    • Pennsylvania Department Of Banking;
    • Ohio Department Of Commerce;
  • Kendy Alvarez | NMLS# 1124137
    • Pennsylvania Department Of Banking;
  • Keith T. Caughey | NMLS# 146620
    • Pennsylvania Department Of Banking;
  • Richard J. Piroch | NMLS# 146068
    • Pennsylvania Department Of Banking;
  • Eric Adrover | NMLS# 2094516
    • Pennsylvania Department Of Banking;

State Official Notices

State of Illinois Community Reinvestment Notice

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the
Department.